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Business finance that backs you

Whether you're funding exciting opportunities, buying stock or managing cash flow, our specialist finance can take you further

Apply as a limited company without affecting your credit score

  • Short & long term finance

  • Apply online in 7 minutes

  • Get a quick decision

  • UK-based support team

  • Fixed interest rates

Funding Circle x Premiership Rugby

As proud sponsors of Premiership Rugby, we believe in the power of a good team behind you. That's why we're here to back businesses all over the UK with the finance they need to succeed

Explore our different finance products

Our products are designed to fit the needs of business owners, and come with decisions in as little as 1 hour

Business Loan

Fast, affordable loans

for almost any business need

Amount

£10,000 to £750,000

Product

Term loan up to 6 years

Interest

From 6.9% per year

Fees

One-off completion fee

Cashback business credit card

2% cashback, up to £2,000, for 6 months

and uncapped 1% cashback after that

Amount

£1,000 to £250,000

Product

Business credit card

Interest

From 14.9% per year

Fees

No monthly fee

Line of credit

Pay in 1, 3, 6, 9, or 12 months

and manage short term cash flow

Amount

£1,000 to £250,000

Product

Revolving credit facility

Interest

0%

Fees

From 1.5% per transaction for a 1 month term

Asset finance

Fund vehicles, equipment or machinery

through our specialist partners

Amount

£10,000 to £5 million

Product

Secured loan up to 7 years

Interest

Varies by provider

Fees

Varies by provider

Get a personalised quote without affecting your credit score

If you’re a limited company or LLP, you can get a loan decision without affecting your credit score. So you can assess your options with complete peace of mind.

Funding Circle customer
  1. 1
    Check if you’re eligible in 30 seconds

    See if you qualify with no fuss

  2. 2
    Apply online in 7 minutes

    Tell us about you and your business in our online form

  3. 3
    Get your decision in as little as 1 hour

    If approved, you’ll get a personalised, no-obligation quote

  4. 4
    Funds paid out typically within 48 hours

    Once you accept your offer, we’ll deposit the funds into your account

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Here to help if you need us

Contact our UK-based team if you have any questions

Which product is right for me?

Tell us what you need and we'll find you the perfect solution

What do you need money for?

Please select an option
As working capital
Paying bills or suppliers
Purchasing stock
Purchasing vehicles
Purchasing machinery or equipment
For investment & growth

How much money would you like?

Please select an amount
Up to £250,000
More than £250,000

How long would you like to pay it back over?

Please select a term length
12 months or less
More than 12 months
Business loan

Fast and affordable loans for almost any business need

Product
Secured loan up to 6 years
Amount
£10,000 to £750,000
Interest
From 6.9% per year
Fees
One-off completion fee
Cashback business credit card

2% cashback, up to £2,000, for 6 months and uncapped 1% cashback after that

Product
Business credit card
Amount
£1,000 to £250,000
Interest
From 14.9% per year
Fees
No monthly fee
Line of credit

Pay in 1, 3, 6, 9, or 12 months and manage short term cash flow

Product
Revolving credit facility
Amount
£1,000 to £250,000
Interest
0%
Fees
From 1.5% per transaction for a 1 month term
Asset finance

Fund vehicles, equipment or machinery through our specialist partners

Product
Secured loan up to 7 years
Amount
£10,000 to £5 million
Interest
Varies by provider
Fees
Varies by provider

Supporting businesses across the UK

For over 10 years, businesses from every corner of the UK have trusted us to help them go further

Att Pynta

Att Pynta

Furniture Brand

Based in London

"They were really responsive, it was great to have someone I could just call with questions."
Computers For Flooring

Computers For Flooring

Software Company

Based in Cardiff

"The whole process was so easy – I'd never go back to a bank."
The Great Yorkshire Shop

The Great Yorkshire Shop

Retail Business

Based in Yorkshire

"With the extra cash flow, we've doubled our turnover."
Funding Circle

The Funding Circle story

Founded in the UK to give small and medium-sized businesses better access to finance, we’ve helped more than 110,000 businesses borrow £14.6 billion since 2010.