Eigentlich sollte es ganz einfach sein. (Kranken-)Versichern heißt: Viele Personen zahlen einen Geldbetrag (MB) in einen großen Geldtopf (VU), um in einem eventuellen Schadensfall daraus Geld zu bekommen. Im Idealfall auch für einen Schaden, den sie selbst (der einzelne VN) nicht bezahlen können bzw. der sie existenziell bedroht oder sogar ruiniert. Das wäre nun die eigentliche Aufgabe von Versicherern (Produktgebern) und deren KV-Tarifen. Doch so einfach ist es derzeit leider in der KV-Welt nicht mehr!
Billig ist nicht Alles
Wer billige Beiträge verkauft macht Umsatz, aber keinen Gewinn. Akquise-, Abschluss- und Verwaltungskosten beim Makler und beim Produktgeber sind in Arbeitsaufwand
Billig ist nicht Alles
Wer billige Beiträge verkauft macht Umsatz, aber keinen Gewinn. Akquise-, Abschluss- und Verwaltungskosten beim Makler und beim Produktgeber sind in Arbeitsaufwand
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