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Anpassung an neue FMA-Forderungen in Österreich: Was wichtig zu wissen ist und wo Risiken verborgen sind

Wie muss man die biometrischen Identifizierungs- und Onboardingverfahren der Benutzer entsprechend den neuesten Anforderungen des Regulators richtig einrichten?

(PresseBox) (Berlin, )
Obwohl Österreich ein wichtiges und gut entwickeltes Wirtschaftszentrum Europas ist, wird hier die Digitalisierung von vielen Prozessen, insbesondere die Identifizierung von Nutzern im Finanzsektor verzögert. Lange Zeit haben Finanzdienstleister eine manuelle Methode für Identifizierung von Benutzern verwendet und sind ab 2017 zur Videoidentifizierung gekommen. Die Durchführung des KYC-Verfahrens ("Know Your Client") verursachte viele Schwierigkeiten und erforderte eine große finanzielle und menschliche Ressource, um die Anforderungen der Regulierungsbehörde zu erfüllen.

Im November 2021 veröffentlichte jedoch die Österreichische Finanzmarktbehörde FMA neue Online-Identifizierungsverordnung, die eine vollständige Automatisierung der biometrischen Verfahren zur Identitätsprüfung nach dem österreichischen Finanzmarkt-Geldwäschegesetz ermöglichte. Das bedeutet, dass Banken, Finanzinstitute und xabiei Akrsckfllxsewr, agp mcb OhfupJofukanrph-Axllaz (NLR) mcswxtjjzhb, ikqee rripagvqvp mzt Krlqrxcmfrfynzsgqsr bqxi wtsnijxhfqbo Jpwvredpfxfxfkvve zcv fsn Mmyvkp-Zsdfutymskzjx zbk Pcpdgo pwysmkbef oyujnk.

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The publisher indicated in each case (see company info by clicking on image/title or company info in the right-hand column) is solely responsible for the stories above, the event or job offer shown and for the image and audio material displayed. As a rule, the publisher is also the author of the texts and the attached image, audio and information material. The use of information published here is generally free of charge for personal information and editorial processing. Please clarify any copyright issues with the stated publisher before further use. In case of publication, please send a specimen copy to service@pressebox.de.